The investment matures in the following ways:

  • Investors are paid what they are owed prior to the end of the term (after the mandatory year-long holding period ends)
  • A financing event occurs (a refinance, a sale, additional debt is taken out against the home, etc.)
  • At the end of the term
    • Owners commit to either buying out investors outright
    • If the owner fails to live up to their commitment terms are extended and investors are given an option to purchase additional equity each year for up to five years. After five years investors may exercise their option to take ownership of their portion of the property whereupon they can then force a sale of the property in order to secure their interest in the property.